Eight years
of building
More than eight years spanning payments, credit risk, and strategy consulting. Here is a look at the work that has shaped how I think and what I build.
The work, in broad strokes
Where I have worked
The problems I work on
Designing premium credit products and go-to-market strategies for international markets. I translate behavioral data and market intelligence into structured customer value propositions, competitive benchmarking, and partnership frameworks that capture new revenue.
Structuring multi-channel revival and lifecycle strategies for massive dormant portfolios. I build precision targeting frameworks that optimize user journeys, increase early engagement, and drive incremental payment volume across millions of credentials.
Developing predictive risk models, early warning signals, and automated decision engines for commercial portfolios. I integrate diverse financial datasets and news APIs to proactively mitigate exposure while optimizing credit line management.
Designing authorization strategies that maximize approval rates without elevating portfolio risk. I analyze transaction data to identify friction points, reduce false-positive declines, and secure the payments ecosystem across both digital and in-person channels.
Orchestrating massive operational transitions, including the seamless migration of tens of millions of payment credentials following bank acquisitions. I establish the change management, communication, and recovery protocols required to maintain stability at a systemic scale.
Bridging the gap between engineering and business strategy. I develop proof-of-concepts using large language models to enhance product personalization, engineer complex system prompts, and build the commercial investment cases required for enterprise AI adoption.